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Hughes & Abarca Insurance, LLC - Reston, Virginia

Hughes & Abarca Insurance, LLC Provides Auto / Car Insurance, Motorcycle Insurance, Home Insurance, Renters Insurance, Life Insurance, and Business / Commercial Insurance for Reston and All of Virginia, Maryland, and Washington DC

Hughes & Abarca Insurance, LLC was is an independent insurance agency located in Reston, Virginia. The agency was founded by Patricia Hughes and Yessica Abarca, who represent Erie Insurance in Virginia, Washington DC, and Maryland.

The agency specializes in a number of insurance products, including Auto / Car Insurance, Motorcycle Insurance, Home Insurance, Renters Insurance, Life Insurance, and Business / Commercial Insurance. Contact Hughes & Abarca Insurance, LLC today for a free insurance quote!

Trish Hughes & Yessica Abarca, Insurance Agency Owners
Trish Hughes & Yessica Abarca, Agency Owners

Greater Reston Chamber of Commerce Small Business of the Year

Hughes & Abarca Insurance, LLC is excited to announce that our agency is the recipient of the Greater Reston Chamber of Commerce Small Business of the Year Award! Thank you to all who nominated us, voted for us, and supported us. We couldn’t have done it without our amazing clients, family, and friends.

Read what satisfied customers have said about Hughes & Abarca Insurance, LLC.

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An Independent Advantage

We are Independent Agents in Reston, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Hughes & Abarca Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Renters Insurance

It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.
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Life Insurance

We can help you make sound, informed decisions about issues affecting your life insurance needs.
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Motorcycle Insurance

Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company.
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Recent News & Updates

The Ins and Outs of Contractor Insurance

Posted: June 4, 2025

Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance coverage makes it possible to protect yourself, your employees, and your clients.  Why Contractor Insurance is Key Contractor insurance provides financial protection in case of accidents, lawsuits, or property...

Top 5 Frequently Asked Questions About Business Insurance

Posted: June 4, 2025

Understanding business insurance is crucial to protect your company from unexpected risks. As a business owner, you may have questions about how business insurance works, what it covers, and which policies you need. To help clarify these points, here we answer the top five frequently asked questions about business insurance. What Types of Business Insurance Are Available? Several types of business insurance policies are available,...

​5 Most Common Insurance Claims and How to Avoid Them

Posted: June 2, 2025

June has arrived! This month is National Homeowners’ Month and National Safety Month. We celebrate both special recognitions by considering how homeowners can keep their properties safe and secure. Knowing the most common insurance claims can help you safeguard your property and avoid the risk of losses. Here are five prevalent homeowners' insurance claims and strategies to prevent them:​ 1. Water Damage Water damage is...

5 Things Business Owners Should Know About Insurance Limits and Deductibles

Posted: May 19, 2025

Building a business involves making countless vital decisions, including hiring the right team, buying the right software, and finding a suitable space. Understanding the basics of insurance coverage may be glossed over during day-to-day operations. Insurance is one of the behind-the-scenes essentials that can make or break financial stability when the unexpected occurs. It is vital that you fully understand Your policy limits and deductibles. ...

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Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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