Archives: 2020
Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?
Posted: January 4, 2020
![Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?](https://mlxwx3bywoz1.i.optimole.com/w:768/h:432/q:auto/f:best/https://www.hughesandabarca.com/wp-content/uploads/sites/2939/2021/05/Earthquake-Business-Damage-768x432.jpg)
Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...
When Do My Kids Need Their Own Car Insurance Policy?
Posted: January 1, 2020
![When Do My Kids Need Their Own Car Insurance Policy?](https://mlxwx3bywoz1.i.optimole.com/w:768/h:432/q:auto/f:best/https://www.hughesandabarca.com/wp-content/uploads/sites/2939/2021/05/Young-Adult-Driver-768x432.jpg)
Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...